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Open Credit Card Utilization
My CreditKarma Score is 726 (B) while my Vantage score is 952 (A). In the detail of my CK report it shows my Open Credit Card utilization score as a C. It is 0% with open credit card balances of $176 and credit card limit of $91,000.How can I have a C when I only owe $176 with credit card limits of $91,000? I've never owed over 20% of my limit in the past 2 years.

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