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credithelpplease

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Open account on Equifax is 9 years old and marked as transferred for recovery/charge-off/
I have a US Bank (Private) Student loan credit report account that is open on Equifax, but closed on TransUnion. I tried to dispute with Equifax, and they said that the account is still open. It has been 8 years since the last status change to "transferred for recovery, charge-off account." Shouldn't this account be closed? How do I close it? It's $9000.

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If this account has had a negative status of 8 years and you have not made any payments since then, then it is most likely reporting longer than it is allowed to. I advise you to consult with a consumer law attorney and explain the situation and see where to go from there. Kimmel and Silverman are good attorneys in this area if they practice in your state. If not, find an attorney that deals a lot with debt collection and such.

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