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Posted in Bankruptcy
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rosedavis

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once i am out of bankruptcy can i hav all account removed from my credit
i am in a chapter 13 and trying to pay in full other bill not on the chapyrt 13 once this is done i am not sure how long it will take to get my score up and can these accounts be removed for a new start

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Part of your credit history.

The Fair Credit Reporting Act (federal law) requires that all credit transactions bew reported and kept on record for 7 years, though a Chapter 13 stays for 10.  I know.  Been there.  It just takes a bit of time an effort to rebuild your credit and you can start now by having regular, on-time payments to any other accounts you may have.  That is the most favorable factor in rebuilding--being reliable in repaying a debt.  You'll make it, though.  I did.

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