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Tulip800

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On secured card for 6 months, PIF,Can I apply for an unsecured one?/
Hi
I am new to US, and my CK shows 725 score..
I was on a Cap One secured credit cad for the last six months. Paid in full every month and used less than 30 % of the limit ..Recently Cap One raised my limit $ 100 unsecured !!.
Now I would like to get an unsecured card..My annual income is 27K.
Can I apply with some others?? How long should I wait to apply for one ..

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Apply for a better card. CK should give you some options you will easily qualify for. However, do NOT close this account if it is your longest standing account.

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CK recommends me  Discover it ... But I dont like it ...

I need a no annual fee card with cash rewards.. I dont worry  about interest rates.

Any suggestions??

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