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Slushfe1

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On my list of cards one has been added that I do not recognize that was recently opened, what do
Have a card that has appeared with a balance? I do not recognize. What do I do?

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First check and see if you recently have a hard inquiry. If there is one and you do not recognize it, most likely your identity has been stolen and someone used your info to apply the card. Next check who is the creditor of the card and give them a call to find out more details. Sometimes your card may have been upgraded to some other featured card with a new account number but the notification letter has not yet arrived. If it is confirmed that someone has stolen your info to apply the card, notify the bank right the way and put a freeze to all three credit bureaus, so that no other people can pull your credit report for any new credit applications, which means the theif can no longer apply for any new cards using your personal info.

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