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santos1947

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Old debt not delete by Transunion
Equifax had my old debt (charge off and respective collection) erase from my credit report, however Transunion did not. Does anyone knows why. What should I do in this case?

Thanks

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If the old debt is less than 7.5 years old, it will stay on your report until that time.  If it is older than that, you have to file a dispute with each credit bureau to get the account removed.

Top Contributor
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Did you dispute it with Transunion?  Credit bureaus act individuallyand are not known for relaying information from one to another.  If this debt is younger than 7.5 -years, it is going to be reported until after that time passes. Please make the timeto read the articles on this site for further, enlightening informationo[n how credit works. 

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Check the closed/reported date on the report at transunion, the 7 years runs from that date.  If it is past that date, file a dispute with TU and request thatit be removed.   creditors don't always file with all three bureaus and may have only filed with one.   Bureaus don't update from each other, their data comes directly from the credit company themselves.

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