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Posted in Credit Cards
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Question By
danpitta

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Old Card Accounts Still Reporting
I have two old credit card accounts that show up on my reports. I haven't had these accounts for at least 7 years now but they are still reporting. There is no balance and they have $1500 and $9000 limits. I called both companies and they said they have no accounts for my social.

My question is should I keep them there so my utilization appears lower or does it hurt me to have accounts that are unused for such a long period?

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