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Old ( >5yrs) late payments
I had multiple auto late payments on my report. The last (and only) late payment listed for that auto was in early 2011 but it still shows up even though the account was closed (paid off) since then. (1) Does this still effect my score, and (2) How long [or how] does this stay on my report and is there anything I can do to expedite it if it is effecting my report?

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