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Nothing but debt, where to go from here?
I have nothing but debt, I tried to apply for two secured cards suggested on here but was denied.

I have the income now and I want to fix my credit, to make it better than my 505 score, debt consolidation places are usually non-legit right? and just blatantly paying off my debts wont exactly give me a better score and better shot at getting a house loan in the next year right? I need a rolling account

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