Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
lon3volf

3 Contributions
9 People Helped
No Payment history per CK, even with payments
Hello CK members,

I have had a credit card for only 2-3 months which i paid in full and then i have never missed on any payments for gas, electricity, at&t, rent, internet for almost 3 months and CK still reports that i have 0 payments..and i do have CK score of 711

Is it just a glitch or is it that services i have are not reporting properly?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Credit Karma Team
Top Contributor
2949 Contributions
4614 People Helped
Most Helpful Response

Helpful to 2 out of 2 people

Rent and utilities are not included on your credit report and will not be calculated in the amount of on-time payments, as we have no data for these accounts. 

If your credit card reports to TransUnion, it should show up on your Credit Karma account. Since it sounds like this account is very new, you should contact the card issuer to find out which bureau they will report account activity to. 

8 Contributions
5 People Helped

First off, you must understand that cradit bureaus will not report anything under six (6) months, if it's paid off and closed down. If you paid on it and closed it off in less than that specified time period, you should have gone the whole six or even seven months paying in order for it to be reported. 

  It has to have time to build to show cause to go onto the cradit bureau. 

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.