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12EA

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No lines of credit
Retirement Surviors Disability Insurance Benefits

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How do I go about signing into credit Karma when I have never paid anything on TIME?  I always pay cash.  The only thing I have in my name is the utilities bills and my apartment.

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if you are always paying in Cash then why are you checking Credit Karma?

if you have no lines of credit then you have no credit history.  ( well you could have a little bit, but not enought to generate a credit score. )

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