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expat1

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No credit profile - how to get one?
I relocated to the US 5 years ago, have a joint mortgage here but just discovered through credit karma I have no credit profile - how do I get one?

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Try to get a Secured Credit card and start from there. Some store cards can be easy to attain as well. You could also look into a Secured Installment Loan, but revolving activity is more important regarding scoring. Just make sure that you deal with lenders that report to all three credit bureaus.

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