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waltieg

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no credit file whats it going totake to get a report need to get contract on phone plan

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start reading all that you can about how to build credit. Then you will start with a Secured Credit card. Read all that you can about credit before you start using it though.

Top Contributor
5038 Contributions
1134 People Helped

As for the phone, get a prepaid plan for now if you need to, it takes some time to build credit.

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