Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
Karmaindoubt

0 Contributions
0 People Helped
No Change in My Credit Score?
My credit score dropped 2 points due to a credit inquiry 6 months ago. I have paid all my bills on time, pay off my credit cards in full EVERY month yet I see no change in my score. I do see where this site wants me to get another credit card and transfer a balance (I don't carry a balance!) Looks to me like this is a BS site hawking new credit cards. WTF?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Credit Karma Team
Top Contributor
2949 Contributions
4610 People Helped

Your credit score is calculated by the credit bureau, not by Credit Karma. Credit Karma purchases your score and report from the bureau on your behalf. While we do use advertisements to help keep the site free, they don't affect your credit score. If you haven't had any significant changes on your report in the past six months, it's entirely possible for your score to remain the same. 

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.