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Question By
che222

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0 People Helped
no balance, decrease in credit score
my credit card utilization went from 11 dollars to zero dollars and my score went down 3 points because of it, why?

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Heck yeah!... One more person contributed to the "theory" that having zero utilization overall isn't as good to your credit scores as having 1~9% reported... tho it's just a theory, there maybe other influences to cus the score movements. However 3 points isnt really much to be concerned over one way or the another.

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