Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Karma
Profile Image

Question By
tucson1cowboy

1 Contribution
0 People Helped
New Credit Score
I am just wondering why my credit score is so much worse than it was prior to your new change. My credit score was building up and it was 627 I believe, now it is really low....608? This new system sucks...after I have worked so hard to maintain a good payment history, you guys just shot me down! What is the point of working so hard, when the credit companies like yourselves are so brutal......I'm done with Credit Karma....you guys officially suck!

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-3 of 3Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
12 Contributions
15 People Helped
Most Helpful Response

Not Happy w New Credit Karma

Helpful to 1 out of 1 people

I'm not sure why - but my score has shot up, all of it over the past 6 months.  That'd be great, except is is not true.  Now it's the Vantage score and not the FICO.  Since the people giving me loans look at FICO, Credit Karma has become fantasy.

2 Contributions
1 Person Helped

New Credit Karma

Helpful to 1 out of 1 people

Same here I was at 721 now it shows i have a 692 and a 674 with Transunion and Equifax... I am not understanding either... Luckily capital one provides me a Credit Score that I believe is still in the 700's, but I am also wondering why the scores differ so much... 

6 Contributions
14 People Helped

New Scoring Model

My old CK score was 629. It has plummeted in a matter of days to 558. Not at all happy with new scoring model. My FICO is 655. Gee, which CK score seems to be more accurate? New layout leaves something to be desired. Not balanced at all visually and not as readable. The individual who designed and decided on these changes will probably receive a hefty bonus instead of being fired. I have no faith in any of CKs recommendations anymore. I'll stick to credit sesame, quizzle, and cardmatch. 

Results 1-3 of 3Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.