Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
odealia54

0 Contributions
0 People Helped
New collections acct for old debt
A new acct hit collections on my report in February. It is a legit debt but it is 20 years old. The collections agency opened the acct this past November. I have received no contact from them. What do I do?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
1884 Contributions
3676 People Helped
Most Helpful Response

Validation Letter

Helpful to 3 out of 3 people

write a Validation Letter to the CRA that shows the account.  you can find a template on line. 

if indeed the account has been sold over and over, hence the 20 year old account, then the current collections agency probably won't have the proper paper work to validate the account and they will have to remove it from your CR 

Good luck

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.