Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Scores
Profile Image

Question By

0 Contributions
0 People Helped
Never received store CC - requested another one - scores dropped from "excel" to "fair" - over 70pts
I applied and was accepted for a TJX credit card. I was approved on the 12th and still hadn't received a card in the mail by June 3rd so I called to let them know I never received a card. The woman said they would send me another card. I then received an email from Credit Karma today telling me my credit scores had dropped - by over 70 points in both categories! I do not understand how/why reporting that I had never yet received a card for an account I just opened, that that would send such a significant hit to my credit scores. I was over 770 in both scores and now both sit around 690.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.