Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
lyoung7390

0 Contributions
0 People Helped
Never received bill from medical provider who has open collections accts for me. What can I do?
I moved about one month after seeing the medical provider. However, I had already changed my address with the US Postal service. I feel like it's not my fault I never received the bills. Because if I had, I would pay them. Anyway, contacted the collections agency and paid them off anyway. Can I get them off my credit report?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
5038 Contributions
1136 People Helped
Most Helpful Response

Helpful to 3 out of 3 people

What you should have did is attempted to get a "Pay For Delete Agreement" PRIOR to paying. Since you have already paid, wait a month or so to see if they are removed from your reports instead of just marked as paid. If they remain after a month or so then you will want to send "Goodwill Letters" to the collection company asking for them to kindly remove the negative accounts from your reports. In this letter you will want to explain your situation and plead for their help in restoring your credit profile.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.