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jamenewman22

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Negative mark on Credit
Credit Karma says that I have one negative mark on my credit. How do I find out what it is?

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You will need to obtain a complete credit report from one of the big three bureaus. TransUnion preferrably, Experian, or Equifax. Your complete credit report will have detailed information available along with contact information for that negative information.

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Go to annualcreditrport.com and get copies of all 3 credit reports.  Look them over very carefully and file a dispute for each error you find with the credit bureau reporting the error.  They have to investigate and either verify or delete that entry. 

It's a good idea to make checking your credit reports an annual event so that you can make sure only the correct information (good or bad, but yours) is on there.

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