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jasan682002

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need help fixing my credit
I was young and messed my credit up now i really need help to fix my credit im trying to get a car and a house i cant get approved for no credit cards need help

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take $1,000 go to your local bank open up a checking account seperate from your current accounts apply for a cash secured loan for $1000 then take the $1000 the bank gives you add $60 to it put it in the new checking account you opened and have the bank do auto payments out of the new seperate checking you can pay it off in 6 months if you want or leave it for the entire 12 but you need atleast 6 months for it to positively affect your score and yes it will frezze up $1000 for 6-12 months but it will greatly help your credit score to geet a CC unless have you tried the Capital one secured CC....Cap1 will give almost anyone a card unless you don't wan to be bothered with a secured CC do the cash secured loan first and you'll be in great position to get a low tier unsecured CC

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