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Question By
bzymom67

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Need credit report ASAP for bankruptcy filing
How do I get my credit report? For some reason, Experian and TransUnion both seem to be saying I have to mail in my request...I want to get this filing moving to stop all the collection activity.

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Call Experian and TU and ask why you have to mail in your request.  I assume you've been to www.annualcreditreport.com?  Here's a link to a good credit monitoring service, all three bureaus and only 16.95 per month (you can cancel within intro period and not pay anything, I believe) www.myiqreport.com.  

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Reply by
Addison170

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By the way, filing BK will hurt your credit severly for about 3-4 years, so don't file lightly.  It often causes more problems that you think it will solve.  Visit www.credit.about.com and I believe at the lower part of the page there should be a link for Consumer Bankruptcy or you can search for it at their website.  Lots of great info so you can be informed before filing.

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Actually, bankruptcy hurts credit for TEN years.  Been there.

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