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Question By
wingnuttess4441

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need closed account removed
the bank of america account has been closed for over 8 years and must be removed from my credit report immediately,,,,,,,,,it is hurting my score

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Top Contributor
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Write the credit bureaus a letter stating that.

Top Contributor
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Are you sure that it is a negative account, because usually they are removed at the seven year mark. If it was closed in good standing then it is most likely helping your credit profile and scores so getting it removed would be very unwise. Make sure that you do some thorough research and fully understand things about credit before tampering with your credit profile.

Reply by
deejaydeej

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Please explain harmful effect.

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