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Mnar92

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Name is incorrect but address matches
We have received a letter from collections sting that we owe a certain amount of money, and if we dont pay it will be reported to collections and then our credit report. The name on the letter is neither my first or last name. Its close to my first name but, its not at all my legal name.No one in this household lives by the name on the letter. Now there are 9 people living in the house and we all use the same address. Will this show up on any of our credit reports if we dont pay?

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It probably depends on if they have your social security number from the original creditor, or if they actually do have your correct name and the person typing it just made an error. I would use extreme caution proceeding in any way with this company as it could be a scammer. Having an incorrect name seems to be a red flag, unless of course it was just an error by the person typing the letter.

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