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Timer8

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Name change having a big impact on my score
In the last half of last year, I legally changed my first and middle names (it was simply a personal thing I felt I wanted to do). I have updated my information with every account that I can--DMV, SS, banks, work, insurance, etc. From what I'd read here and elsewhere, I figured it would just be a matter of time before the credit companies updated my info. When I tried to apply for a couple of new cards recently, I got a request for more information on one (not a problem, I sent copies of my new ID and every bit of documentation possible), and a rejection letter from the other. The rejection letter stated that TransUnion indicated I didn't have a credit history. I called both the credit company and TransUnion to ask about it, and was told by both that they did have my updated name, but there was nothing I could do about being rejected. Now, if they didn't like my credit score, fine. That's annoying, but I understand it. But saying that I have no credit history at all, when I've had one since the late 1990s?? I'm at a complete loss as to what to do about this. I kept my same SS number, same address, same phone number, and same last name. I've been honest and upfront as possible with every account my name is attached to.

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