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dmnick2012

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My Visa card is 0 balance, how do I get it off my credit account it shows a balance of $100

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When did your Visa account get paid down to a zero balance? The credit card companies only report to the credit agencies once a month - they will usually report what was on your last statement. If you paid off your balance after that statement you will need to wait until they report to the credit agenencies again to see this.

If you have had a zero balance for more than 2 months and have not used your visa in all that time and it is still showing a balance on your credit report then call Visa and ask it whay it's reporting a balance - in the end if it doesn;t get fixed then you need to file a dispute with the credit agencies.

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