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Posted in Auto Loans
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Bearpicker

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My scores are 640 &662 here.
I went though Chapter 7 and got discharge letter 4 months ago. My scores are pretty good due to still having student loans with great payment history. I gross about 3000 a month and have been on my job approximately 2 1/2 years. I drive about 40,000 miles a year on my job and need a newer car, something very reliable. I can make my car payment out of my mileage check monthly. I am wondering how much I can get approved for and what % rate I would be looking at.

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Check your FICO scores as most auto lenders will use a version of them. Then look for a dealerships that advertises to have lenders for all credit situations. Expect higher rates.

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