Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
grumblegrumble

0 Contributions
0 People Helped
My score took a 28-point dive, but nothing has changed in my report!
I'm combing my report for any clues, but I can't figure out why my score would change. For instance:

Credit utilization has stayed the same percentage.
All payments have been made on time.
Age of Credit History has increased.
No new credit accounts have been opened.
No existing credit accounts have been closed.
No new credit inquiries.
No derogatory marks.
The most recent item in my "Credit Report Activity" was from November and it was an INCREASE in the limit on one of my credit cards.

Does anyone know what else my cause a change to my score? Or did Credit Karma put out a message saying the system would change how they recalculate scores? I only ask because I've seen a few others with this question recently.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.