Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
Kjnobound

0 Contributions
0 People Helped
My score on credit karma is much different then the 620 that Equifqx is reporting..why?
Credit Karma and Transunion are reporting much different scores than Equifqx why? Equifqx says I have a fico score of 620 much lower than the three scores credit karma indicates I have...

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
1793 Contributions
3030 People Helped

asked and answered may times.

The credit scores you see here at Credit Karma are not your FICO score so you can't compare them to any FICO score.

Also the information at the Credit bureaus could be very different as companies are not required to report to all of them.  Heck my DTE utility bill is only reported to one. 

Each Credit Score uses a different score model to calculate the score.

Think of the Score model as the ingredients,   one might model might require more Age of accounts then another.

Hope that helps.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.