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xesw

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My score is stuck at 743. What can I do to get it to 750? Seems impossible.

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Once scores get above 700, they tend to move a lot more slowly than they do when they're down in the dumps. The biggest factor for getting into the 800 range is probably keeping utilization really low but not at zero; play with utilization rates between 1% and 9% and see where you get your best results. Also, fine-tuning your mix of credit types can help.

And ignore the people who think you're just crying in your beer because they envy your score being higher than theirs. Getting above 750 or 760 is a big step that can save you a lot of money on mortgages, auto loans, and credit card rates.

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Do you have high balances on any loans/credit cards? If so paying them down to within 50% or 30% of the limit might help.

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Increase Your Credit Score

Sometimes it can be quite difficult to get your credit score above a certain integral number of resistance. A common method to increase your credit score is by the aforementioned: either keep your utilization low or augment your aggregate credit. So what should you do when both these methods fail? The answer is to focus on your average transaction size; namely, you want to focus on lowering your average transaction size while holding the former two constant.

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743 to 750

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i wish I had that score I have 683 and can't gat anything they say I have thin credit. how did you get yours that high? please tell me.

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CS is 743 can't get it to 750

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OH, WAHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHH!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

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