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Kid0013

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my score is lower
My credit score is still excellent but it has gone down 10 points in the last year. Could this be from not using my credit cards over that period of time? I used one only once.

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i really hope someone would answer this question cause i'm in the same situation.  my score dropped 33 points this month versus last.  still paying all my cc's on time, didn't apply for credit (cc increase or new card).  only category below B is my credit inquiries.  it has always been assigned an F score.

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