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VenusAnguay

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My score is currently a 533 how can I raise it in the next year tring to buy my family a house...

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1. Pay all your debts on time.

2. Pay the minimum on the lowest APR% rate debts, but pay as much as you can on your highest APR% debt, pay it all off then move on to the next highest APR% (Lookup debt snowball)

3. Take on no more debt.

Also, there are lots of houses that you can buy rent-to-own. This is basically someone who owns a house free & clear that acts as the bank. So if you have a small down payment, and can pay the monthly amount, that person can put you into a house if you can work out a deal. If you want to find rent to own, go on craigslist real estate and search ads. If you put an ad seeking a rent to own in your area, and list how much you can pay per month, you will be contacted.

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