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my score is 630 I need to raise it
I have been thru the ringer and back, we were in debt 63K, hired a company to help it was a disaster. I know have a mark on my credit since I was served with papers. **** that target. I fired that company asap. took matters in my own hand and managed to pay a little over 25k instead of 63k. none the less, we had about 3k in bills, I just paid off most of them other than 900. which 400 was just incurred in the past 2 weeks. ther other is computer purchase for the business. I need my score to jump up atleast 100 pts. I need to purchase a new vehicle by next November. how can I get the most bang from not having the buck there. i have the court judgement and paying less than full balance on my report. that was years ago

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