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highstep24

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my score is 421 will i be able to buy a home

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with a 421 score

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Chances of getting any credit are non-existant.  Lenders are looking for scores above 600 for any kind of credit.  Even at 600 you would be paying the highest interest rates and chances of a large mortgage with out a very large down payment are pretty low.

Take advantage of this site and learn how to fix your credit.  There is a lot of useful info in the articles and blogs.

and Remember,  Good credit doesn't take a lot of money, It all about how well you manage it. 

Good luck  

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