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winter1122

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my school loans are deferred but just last month score went down

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Top Contributor
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Yeah,  they might be Deferred, but what you owe on those loans is going up each they are deferred. 

You are not making any attemt to pay them and you should pay them off as fast as you can, REALLY FAST. 

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They never go away until they are paid off. Student loans do not drop off after a specific time has passed, nor are they dischargable in bankruptcy.

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