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nopah

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My report says i have a Credit Card with CCA/CDS how do i delete or take it off my report?

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Top Contributor
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if you think the account is not yours,

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And you have questions about it mail a "Validation Letter" to the Reporting Agency.  Find out more about these and find templates for it  on line, Google it. A validation letter requires that the reporting creditor prove that the account is yours, if they can't then they have to take it off your report.  

If the account is validated then you will have to pay it.  

Good luck 

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