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Question By
MrsAA

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My report has 4 to 5 listing from consolidated recovery for one account
They have been paid off in full. How long will it be before they can show they been paid in full or removed?

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Top Contributor
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Routinely it takes 30-60 days for an account to be reported as paid.   IF, the keyword is "IF" they report it as paid at all.  Collection agencies are very quick to fille a debt and usually never reflect when it has been resolved or closed.   If they are the same, you may be able to file a dispute with the bureau that it should only be one file and include your payment information as well.  They'll contact the creditor for validation.  If the creditor does not respond and your documents were supportive enough, the bureau will make the adjustment themselves.    Ask for them to be removed in your dispute as they are not valid.   Most collection agencies do not bother with responding if they have been paid which means the bureau will likely side with you.   Otherwise, expect them to remain on your account for 7 years and 30 days

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