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wmmrbill

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My question involves the lemgth of my credit history
In my length of credit history my oldest account is listed as 3 years 1 month, when clearly the report lists a credit union west account opened on 03/02/01 and is over 15 years old? Also why do no other transactions from 2000 - 2004 to the present show including a large property purchase made through bank of America in 2000?

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CreditKarma typically shows the AVERAGE AGE of accounts rather than the age of the oldest account.  Both are actually used in common scoring models.  The most likely explaination is that you have more new accounts than old accounts and the 3 year age is the average age of accounts.

If you actually are looking at age of oldest account, then the most likely reason is that accounts are only counted for 10 years after the last activity, so if those transactions ended (card closed, mortgage refinanced, etc) before 2005 then they are not counted toward either your average age of account or age of oldest account anymore.  

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