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NickEsp

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My payment history is showing as a negative
How can i speed up my payment history to show more "on time payments" so i can be on the positive side of the percentage of "on time payments" currently at 94.6%.

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Top Contributor
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You can't.

It is counted by x% of payment periods (months, usually), not x% of payments. It takes time to do that, and won't fully reach 100% until 7 years since the last missed payment.

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