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Question By
RMI650

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1 Person Helped
My payment history is showing 98%, and it's still showing as poor on the scale. Please Help!!!!!!!!

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Top Contributor
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well if it's showing 98% then that means you have been late or missed payments in the past few years.

You Never Every want to miss a payment or be late with a payment EVER!

If you look into the Credit Reports you should be able to find which lender has the late/missed payments and when it happened.

Top Contributor
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192 People Helped

Not Accurate

Helpful to 0 out of 2 people

Credit Karma is a good tool to use to gauge your credit. However, the simulator and information on this site is never accurate. I hope this helps!

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Reply by
icuhowie

1758 Contributions
3023 People Helped

Well for the  Past 3 years the Information Credit Karm has showen me from TransUnion and Equifax has been 100% Correct no issues here.

as for the simulator well that is a useless tool always has been.

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