Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
sophieroxie

0 Contributions
0 People Helped
My info cannot be verified but I've never applied for credit. I'm 24 years old.
I am unable to retrieve my reports online. I just ordered the reports by mail but it will take 15 days. I am concerned about possible fraud and the error message says some of the info doesn't match. I'm positive I've entered correct info. Any advice would be appreciated to speed this process up.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
5038 Contributions
1131 People Helped

Some of the security questions do not pertain to you. They give answers that do not pertain to you on purpose, only one answer out of the four will pertain to you. Anyway, if you've never applied for credit, you DO NOT have credit reports. Please take as much time as you need to read everything that you can find about credit, how to build it and how to use it. You will find that you need to start out with a Secured credit card that reports to all three credit bureaus.

Top Contributor
5038 Contributions
1131 People Helped

Let me correct myself a bit, you may have something on your credit reports even if you never applied for credit, that would be collection accounts if you ever became delinquent with any bills. Besides that though, if you never used credit, you will not have anything.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.