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TexasMitch

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my income come , where does that number come from for calculating my credit utilization ?

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Income has nothing to do with credit utilization...income is used by the credit card companys to guage how large of a credit limit you can handle.....the credit limit they give you and how you manage it is where the credit utilization comes in ie: have a CL of $500 don't use over $100 a month on it or 20% to maximize score

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