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Robyn9

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My husband & I will be divorcing in the next few months. How will this affect my credt rating?
We have to sell the house, & my name is on the mortgage, & there are credit cards in both names. I don't know if all these things will hurt or help my credit score once we split.

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It will effectively ruin your credit score for some time... Any joint accounts will be closed, history will be lost, and any assets / debts will be liquidated and split up...

Divorce never leaves anyone unscathed, any debts solely in your name will still be solely in your name, but there is a silver lining you will get half of his retirement...

Once the split is complete, you will have to pick up the pieces that were once your financial life, get a credit card in your name, pay it off on time every month never running it up past 10% utilization and start the game over again...

Divorce is like an etch-i-sketch that does not quite erase completely...

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