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ValHop

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My fiance has an eviction that we want to pay off before we get married. Who do we pay?
The eviction was for $600 and my fiance wasn't even aware it was on his credit. We are assuming it is for the rent through the 30 day notice. My fiance was advised to leave his keys in the apartment when he moved out, which he did. Even thought this eviction is completely disputable, we want to pay it off and be done with it. We cant get in touch with the Landlord (he is not in the office the 4 times we've visitied the apartments and he is not returning our calls) and there is no Management Company to contact. Any suggestions or recommendations would be greatly appreciated, thanks!

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If you haven't already done so, I suggest you get a complete credit report from one of the three bureaus at www.annualcreditreport.com.  If the eviction shows up there (under public records) it should show the name & address of the party that placed the judgment.  That will tell you whom to contact.  Don't be so quick to pay, though.  Legally, paid judgments and collection accounts can still show up on your credit report for 7 & 1/2 years from the date it is paid off.  So that wouldn't help unless you get the person that is reporting the info (or filed the judgment, since that is a public record) to agree IN WRITING to remove it from your credit report (or withdraw the judgment) before you pay off.  If it IS a judgment, (it will plainly state this on the report), then write to all three credit bureas and the collection company and ask for copies of the Proof of Service, since he never received anything.  You'll need to send proof of his ID with the letters, otherwise they'll blow you off.  Send copy of DL (if the address is correct) or utility bill with correct address, copy of SS card or one other proof of ID - they need a total of 2 items.  By law they have 30 days to respond.  Keep pestering them and you may just get the whole thing off without having to pay, but it may take 3-4 months. If it is a collection account and not a judgment, ask for verification of the debt and payment history.   Best of luck!!

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