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Question By
Wenwen112

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My empolyer status is incorrect
It is say that I currently have a job when I dont. I am unemployed

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Top Contributor
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The employment status is based upon your last credit application.  The information for your name, address, contact and employer is actually updated by a firm of which you apply for credit.   It will continue to show the past employers as a point of reference.    Its best if creditors think you are employed then know you are not.  It could have an impact on your current accounts should they flag the account for closer monitoring.   If you have a mis-step and are unemployed, you may find that your line of credit suddenly drops to the current amount you owe.  This is so that they can limit their liability.   Just let it ride and concentrate on getting that next job as opposed to having the information correct on the credit report.

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