Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
Marange

7 Contributions
53 People Helped
My dorm room was broken into and my info was stolen in 2007
Either an illegal immigrant or my drug addict of an ex-room mate stole my info and somehow got a bill in my name. I've been arguing with scumbag lawyers and provided a copy of my report I got from the key stone campus "cops". It won't go away on my report and shows up as a loan. How do I get rid of this? It's the only thing on my report as negative (aside from student loans) and I've NEVER been late on any other payment of any kind! The city cops didn't care and apparently have an agreement with the college about not getting involved when students have their dorms broken into frequently. It's negatively affecting my score and I'm not sure why else it would drop. I also stopped using my credit cards but found out one of the ones I told the representative on the phone to cancel didn't cancel it so it's been idle for years! The rewards were bad so I haven't used them at all and haven't applied for another until today. I was told denied. Can I do anything for this or do I have to live with it? Lawyers said they would take it off my report if I gave them a copy of the key stone cops' report. They apparently lied.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.