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nythoroughbreds

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my debt is too high and i want to consolidate
My credit debt is too high, with too many high limit cards close to their limits. I want to consolidate these cards and try to repair my credit standing. What is the best way to start doing this? I thought a debt consolidation loan, but all of the loans I"v found are offered for less than my current balance and would not cover my debt. Any ideas?

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