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My credit score went from 588 to 540 for no reason with no changes, Why???
My score hovered around 580-585 for months and I took out a Fingerhut credit card (still with a -0- balance) and my score went to 588 and within 2 weeks dropped to 547 and now 540 and I don't understand why?? All my other accounts are paid 100% on time with only 2 outstanding collections which has been on there for years ($300) total and I'm working on getting those paid off now. Why is my score dropping and not increasing????

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