Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
newyorkyankees1960

0 Contributions
0 People Helped
my credit score went down recently, why?
The sample questions you provide do not help in answering my specific question. I would like an explanation w/specific examples as to why my score went down over 20 points in the past month? Did a bill go into collections? Did I forget a payment to a creditor? Do I have too many inquiries? Pease assist in answering this for me.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
3051 Contributions
2786 People Helped

Nobody in this forum can answer that question because we cannot see your credit report or any of your data.  It would take careful analysis of your full credit report from last 2 months to answer that question correctly.  If you haven't already, pull a complete credit report from www.annualcreditreport.com and review it carefully.  Also visit www.myfico.com to understand how your score is calculated.  You'll have to do some digging and reading to figure it out.  Also, don't worry about the scores you see here, they don't count to anyone but yourself.  Only score that counts is FICO.  Best of luck!

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.