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My credit score just dropped for no reason
I had 720 Equifax and 630 Transunion. I challenged the Transunion and after a month they raised my score to 720. Both were at 720 for about 3 weeks. Checked today, both are at 638. No credit cards. No loans. No derogatory remarks. The problem seems to be no credit history or payment history. What do I do?

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